Legal
Privacy Policy
Effective Date: July 1, 2026 | Last Updated: July 1, 2026
Legacy Point Life Insurance Agency ("Legacy Point," "we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services. Please read this policy carefully. If you disagree with its terms, please discontinue use of our site.
1. Information We Collect
1.1 Information You Provide Directly
When you request a quote, submit a contact form, or communicate with us, we may collect personal information including your full name, email address, phone number, date of birth, home address, occupation, health history, income information, and details about your insurance needs and goals.
1.2 Information Collected Automatically
When you visit our website, we may automatically collect certain information through cookies and similar tracking technologies, including your IP address, browser type and version, pages visited and time spent, referring URLs, and device information. This data helps us improve our website and user experience.
1.3 Information from Third Parties
We may receive information about you from insurance carriers, third-party marketing partners, and publicly available sources in connection with providing you insurance services. We handle all such information in accordance with this Privacy Policy.
2. How We Use Your Information
2.1 Providing Insurance Services
We use your personal information primarily to provide life insurance products and services, including: processing your quote requests and insurance applications, communicating with insurance carriers on your behalf, issuing and managing your insurance policy, processing claims, and conducting annual policy reviews.
2.2 Communication
We may use your contact information to respond to your inquiries, send you important notices about your policy, share information about products and services that may benefit you, provide educational content about life insurance and financial planning, and send appointment reminders and follow-up communications.
2.3 Legal and Compliance
We may use your information to comply with applicable laws and regulations, respond to lawful requests from government authorities, enforce our terms and agreements, and protect our rights and the rights of our clients.
3. Sharing Your Information
3.1 Insurance Carriers
To obtain insurance quotes and process your applications, we share relevant personal and health information with licensed insurance carriers. We work with 30+ carriers and only share the information necessary to fulfill your insurance request.
3.2 Service Providers
We may share your information with trusted third-party service providers who assist us in operating our website, conducting our business, or servicing you — provided those parties agree to keep your information confidential and use it only for the purposes we specify.
3.3 Legal Requirements
We may disclose your information when required by law, in response to legal process, to protect and defend our rights or property, to prevent or investigate possible wrongdoing, or to protect the personal safety of users or the public.
3.4 We Do Not Sell Your Data
Legacy Point does not sell, trade, or rent your personal information to third parties for their marketing purposes. Your trust is the foundation of our business.
4. Data Security
Security Measures
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include SSL/TLS encryption for data in transit, access controls limiting data access to authorized personnel only, regular security assessments, and secure data storage practices. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
5. Your Rights and Choices
5.1 Access and Correction
You have the right to access the personal information we hold about you and request corrections to any inaccurate or incomplete data. To exercise this right, please contact us at info@legacypoint.consulting.
5.2 Opt-Out of Marketing
You may opt out of receiving marketing communications from us at any time by clicking the "unsubscribe" link in any email we send, or by contacting us directly at info@legacypoint.consulting. Please note that even if you opt out of marketing communications, we may still send you transactional or policy-related messages.
5.3 Cookies
Most web browsers allow you to control cookies through their settings. You may choose to disable cookies, though doing so may limit some functionality of our website.
5.4 California Residents
If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to delete your personal information, and the right to non-discrimination for exercising your privacy rights. To exercise these rights, please contact us at info@legacypoint.consulting.
6. Retention of Data
How Long We Keep Your Data
We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, maintain your insurance policy, comply with legal and regulatory obligations (typically 7 years for insurance records), resolve disputes, and enforce our agreements. When your information is no longer needed, we securely delete or anonymize it.
7. Children's Privacy
No Collection from Minors
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a minor, please contact us immediately at info@legacypoint.consulting and we will take steps to delete such information.
8. Links to Third-Party Sites
External Websites
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to read the privacy policies of any third-party websites you visit.
9. Changes to This Policy
Policy Updates
We reserve the right to update this Privacy Policy at any time. We will notify you of significant changes by posting the new policy on this page with an updated effective date. We encourage you to review this policy periodically. Your continued use of our services after any changes constitutes your acceptance of the revised policy.
10. Contact Us
Questions or Concerns
If you have any questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us at: info@legacypoint.consulting. We will respond to your inquiry within 30 days.
Questions about this policy? We're here to help.
info@legacypoint.consulting